IN A NUTSHELL
- No card or PIN required
- Transaction occurs on phone
- Send cash to non-bank customers
- Choose denomination
- Withdraw large sums
- Paperless transaction
- Send messaging from ATM
- ATM heat map
Turn your banking app into the most powerful
mobile ATM solutions on the market
With BlueCom banks can now introduce secure, card & PIN-free ATM withdrawals, cash deposits and any other enabled ATM service. This transforms ATM transactions into a more secure and user friendly experience. The entire transaction happens on the customer’s phone; the customer enters their cash withdrawal request remotely via the bank’s mobile app and can even choose their preferred denomination. Once the customer physically arrives at the bank’s ATM, it will automatically identify the customer and their proximity, greet them personally and then activate the cash out process after the customer taps the phone on the ATM. No card or PIN needed. The same applies to all the other ATM enabled services that are now accessible to every connected customer.
An additional advantage for banks is that cash withdrawals are now direct debit transactions on the client’s bank account, allowing banks to increase the cash out limits in accordance with each customer’s account balance and credit rating. This reduces the need for teller services as customers can now withdraw 10x higher amounts via the ATM.
Apart from offering a more user friendly experience banks also benefit from better overall security and fraud prevention as an all-digital cash out process doesn’t require a physical card and manual entry of the PIN, which both constitute a weakness in the prevention of unauthorized and fraudulent cash withdrawals.
Lastly, this paperless transaction contributes to a greener banking experience.
Every bank is different. BlueCom supports dozens of use cases,
which can be integrated into your mobile app as part of your bank’s digital transformation.
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